Cates Insurance Agency

Helping You make Confident Medicare Decisions

Welcome

At Cates Insurance Agency, I help people understand their Medicare options in clear, straightforward language. Whether you're enrolling for the first time or reviewing your current coverage, my goal is to answer your questions and help you make informed decisions with confidence.

Every Medicare beneficiary has unique healthcare needs. There is no one-size-fits-all solution. Together, we'll review your doctors, prescription medications, travel plans, and budget to help identify the Medicare coverage that best fits your situation.

You'll never be pressured into choosing a plan. My commitment is to provide honest information, personal service, and ongoing support before, during, and after your enrollment.

It would be my privilege to help you understand your Medicare options and make informed decisions with confidence.

How I Can Help

Medicare Advantage Plans

Compare Medicare Advantage plans, provider networks, benefits, and out-of-pocket costs to determine which plan best fits your needs.

Medicare Supplement Insurance (Medigap)

Understand how Medigap policies help pay many of the costs that Original Medicare doesn't pay, giving you greater financial protection and flexibility in choosing healthcare providers.

Prescription Drug Plans (Part D)

Compare Part D prescription drug plans to help ensure your medications are covered while minimizing your prescription drug costs.

Annual Medicare Reviews

Your healthcare needs can change from year to year. An annual review helps determine whether your current coverage continues to meet your healthcare and financial needs.

Personal Medicare Guidance

Receive one-on-one assistance in a relaxed, no-pressure environment so you can make informed decisions with confidence.

Why Choose Cates Insurance Agency

When it comes to Medicare, you deserve clear answers and personal attention. My commitment is to help you understand your Medicare options so you can make informed decisions with confidence.

Personal one-on-one service
Honest, straightforward answers
No high-pressure sales
Ongoing support after enrollment
Independent guidance focused on your needs
There is no cost or obligation for an initial Medicare consultation.

⚠️ URGENT: Major Medicare Overhauls Coming for 2027

The Medicare landscape is undergoing its largest structural transition in decades.

Part D Subsidy Ending: The federal stabilization program ends December 31, meaning widespread prescription premium hikes and a standard deductible rising to $700.
Out-of-Pocket Cap Shifts: The maximum out-of-pocket prescription threshold is moving up to $2,400.
Louisiana Network Changes: Major commercial carriers are scaling back regional coverage, leaving thousands of beneficiaries looking for new plans.

Don't wait until January to find out your plan dropped your doctor or raised your rates. Let’s review your September ANOC mailer together to ensure your coverage stays locked in.

Let's Talk About Medicare Options

Contact Allen Cates

Phone: (337) 278-2325

Email Allen: setac@bellsouth.net

Appointments are available by video conference or at another mutually convenient location.

Serving Medicare beneficiaries throughout Louisiana.

Whether you're new to Medicare or reviewing your current coverage, I'd be happy to answer your questions and help you explore your options.

DISCLAIMER

Cates Insurance Agency is an independent insurance agency. We do not offer every plan available in your area. Currently, we represent 3 organizations that offer numerous products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your State Health Insurance Assistance Program (SHIP) to get information on all of your options.

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